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Roth IRA = Traditional IRA, a case for thoughtful Roth consideration
One of the most frustrating things to read in the blüg-o-sphere is how much better the Roth IRA is than a traditional IRA. Heck, there is even a website fully dedicated to Roth IRA’s. People seem to...
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Actively Managed Funds do worse than expected
We’ve read on other personal finance blügs that 50% of actively managed funds (ones where you pick people to “beat” an index or benchmark and in turn pay higher fees) do worse than their benchmark. We...
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Reaching For Yield
We once upon a time knew a young women who was getting married in the Spring of 2009. She and her parents had saved a good chunk of change for the wedding through equity investments, and they made the...
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Peer-to-Peer lending is a bad idea for investing
Maybe we’re just old curmudgeons who fear change and new things? We’re the same people who won’t click anything on our computer screen if we don’t know what it is for fear of our computer combusting....
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Risk & Reward
We all know the age old rule that the more risk we take, the higher the potential reward. And we tend to think this relationship looks something like this: We tend to think the relationship between...
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misconception about roth IRA first time home buyer distribution
Well, with April here, spring in the air, flowers blooming and tax time looming, we thought we would dispel a misconception about the Roth IRA first time home buyer’s reduction in earnings while taxes...
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You are not Buffet
What’s interesting around the interwebz and personal finance blüg-o-sphere are the individuals who think they can beat the market. While not impossible to do so, we can’t help but ask ourselves, is...
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